Understanding Federal Grants and Scholarships for College

There are lots of federal grants and scholarships for college you can get to help you pay for the expensive costs of your university education. The government is an excellent source of such help. They offer plenty of assistance for students who cannot raise all the money for college they need. The first thing we'll look at are federal grants. First, there's the Pell grant. The Pell grant awards up to $4310 per year based upon student need and educational costs. This is one of the most commonly awarded grants and many students will qualify for such a grant.

The next type of federal grant is called the FSEOG which stands for the Federal Supplemental Educational Opportunity Grant. Recipients of Pell grants who have a very low family contribution level may also qualify for the FSEOG. This grant is awarded in monetary amounts up to $4000 per year. For undergraduate students there is the Academic Competitiveness Grant which helps students pay for the costs of their undergraduate program. Another grant is the National Science and Mathematics Access to Retain Talent Grant which is available for certain students participating in these areas of study. There are certain requirements for this grant so be sure to check with your advisor if you think you might qualify.

Scholarships are a bit different from grants. You can find scholarships from private foundations, public companies, nonprofit organizations and more. Scholarships are not just awarded based upon finances. They are also awarded based on merit which may be a combination of academics, extracurricular activities and community service involvement. There are scholarships that are worth a few hundred dollars and scholarships that are worth tens of thousands of dollars. You can find out a great deal of scholarship information from your college advisor. You can also learn more by conducting your own research.

In addition to federal grants and scholarships for college, there are also student loans you can apply for. Examples of student loans are Perkins and Stafford loans. When you apply for a student loan you will need to fill out a form called a FAFSA. Your application will be considered based upon a variety of criteria including the cost of your education, your income, your family contribution and your financial need. The financial aid office at your college can provide you with all the information you need to apply for federal grants and loans.



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